Sub Prime Loans with John Torrey of National City Mortgage

Summary of TV show: John Torrey  talked about sub prime mortgages. John is working for National City Mortgage, a premier New York State Mortgage Broker.  John reviewed the sub prime mortgage process, and how it works to get a home loan. John also reviewed how credit plays a very important part in getting your home loan.  John explained why having your paper work in order helps to speed up the loan process. John also gave helpful tips to help you get a loan at a lower interest rate, and how to improve your credit score.

Bio of John Torrey

 

John Torrey

Senior Loan Officer

National City Mortgage Co.

a division of National City Bank

Executive Square Office Park

95 Allens Creek Rd Bldg. 2

Rochester, NY 14618

Office: 866 993 8989

Cell: 716-628-2131

Fax: 866-209-4334

Email: john.torrey@ncmc.com

Website: www.thehomemortgagepro.com

 

 

Credit Reporting Agencies

 

 

How much should I worry about my score?

Know the Score About Your Credit Rating

What else affects my chances for qualifying for a loan?

Is the score treated the same for all kinds of loans?

What can I do to improve my score?
 

How to Improve Your Credit