Credit Reporting Agencies

 

Credit Reporting Agencies

Credit Reporting Agencies collect information about you and your credit history from public records, your creditors and other reliable sources. These agencies make your credit history available to your current and prospective creditors and employers as allowed by law. Credit agencies do not grant or deny credit.

The credit reporting agencies are:

Equifax
PO Box 105873
Atlanta, GA 30348
800-685-1111

Experian
PO Box 2002
Allen, TX 75013
Consumer Credit Questions
888-EXPERIAN (888-397-3742)

TransUnion
Post Office Box 2000
Chester, PA 19022
(800) 888-4213

 

 

How much should I worry about my score?

Know the Score About Your Credit Rating

What else affects my chances for qualifying for a loan?

Is the score treated the same for all kinds of loans?

What can I do to improve my score?

How to Improve Your Credit