Benefits of Flood Insurance

Buying flood insurance is the best thing you can do to protect your home, business, family, and financial security from a flood.

When you are a flood insurance policyholder:

• · Flood insurance compensates you for all covered losses.
• · Coverage is relatively inexpensive.
• · You can depend on being reimbursed for flood damages, even if the President does not declare a Federal disaster.
• · You do not have to repay a loan, as you might have to with many Federal disaster relief packages. Your covered losses are paid in full.
• · You can count on your claim being paid in the event of a flood loss because NFIP flood insurance is backed by the Federal government.
• · Your agent can help you handle your claim quickly, so that you will not have to put your life on hold if your property is damaged by a flood. You can even request a partial payment immediately after the flood, which can help you recover even faster.