http://www.insurancepoliciesonline.com/builders_risk/default.asp

Builder’s Risk Insurance is a property policy designed to provide coverage for property while under construction. It covers the contractor’s interest in materials at the job site before they are installed, materials in transit intended for the job and the value of the property being constructed until it is completed and accepted by the owner.  The policy may be written to cover the whole structure for new construction or rehabilitation projects. It can also be used to cover specific projects such as a new room addition, a deck or a remodeled kitchen.

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