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                             Credit, debit, and ATM cards 
                            
                                - · If a new or reissued credit card that's been mailed to you does not arrive on time, contact the issuer immediately. 
 
                                - · Minimize the number of credit cards you use, and carry only one or two at a time. Cancel unused accounts to reduce your exposure. However, be aware that canceling credit cards may affect your credit score adversely. 
 
                                - · Review your credit card statements, bank statements, and phone bills (including mobile phones) carefully each month for unauthorized use. 
 
                                - · Keep a list or photocopies of credit cards, bank accounts, and investments in a secure place (not your wallet or purse). Include account numbers, expiration dates, and phone numbers for customer service and fraud departments, so you can contact them quickly. 
                            
  
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