Are You Covered for Sewer Backup?




				Are You Covered for Sewer Backup? Most homeowner and business insurance policies do not cover sewer backup unless specific sewer backup coverage is added to the policy. Sewer backup coverage is available from most insurers for a nominal cost—usually $40-$50 on an annual insurance policy. Most homeowners and business owners may not realize that they are responsible for the maintenance and repair of their house or sewer lateral—the pipeline between the city sanitary sewer main, usually located under the street—and the building. The sewer lateral is owned and maintained by the property owner including any part that may extend into the street or public right of way. A cracked or deteriorated lateral or one filled with tree roots can allow groundwater to seep into the system, contributing to the possible sewer backup problems. For a free review of your insurance policy and to see if your have the sewer backup coverage. Call Les Robinson at 1-800-836-2040 ext. 3014



					Causes of Sewer Backup Ways to Prevent Backups in Your Lateral and in the City Main What to do if you Experience a Sewer Backup How to File a Claim For insurance claim purposes, take before and after photos of the affected areas and itemize any property losses. Save all receipts related to repairs, cleaning or damages and contact your insurance agent or company representative as soon as possible. For a quote on your Auto and Home Insurance call Lester Robinson at 1-800-836-2040 ext. 3014 or go to website at http://www.wnyinsurance-quote.com/html/quotes.html Les Robinson Insurance Broker The Northwoods Corp. 8810 Main Street Williamsville, NY 14221 Phone: (716) 626-0004 Ext. 3014 Fax: (716) 626-5057 Att: Les lrobinson@thenorthwoodscorp.com See “the ABC’s of Insurance” TV show on Channel 20 Time Warner Cable in Western New York hosted by: Les Robinson