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Educational Classes on Long Term Care Planning
Planning for Longevity?
Because of today's medical science, we're all living longer lives. Long-term care issues are now the biggest threat to a successful retirement.
Get objective answers about the pros and cons of a variety of long-term care issues from this series of two local area Community Education classes.
Note: these five (5) classes are separate and independent.
One does not have to take “Class # 1” before taking “Class # 2, 3, 4 or 5”.
Class # 1: Protecting Your Assets: New Laws and Updates
Long-Term Care (LTC): Issues Discussed in Class # 1
- Longevity issues (the impact of living longer . . .)
- Caregiver issues (the physical, emotional costs of caregiving . . .)
- Retirement / Financial issues (the impact on my retirement nest egg . . .)
- Legislative issues (an update on the ever-changing NY and Federal tax laws
- Understanding Medicaid Estate Recovery and Medicaid’s look back period
- New York State Long-Term Care Insurance Partnership Program
- How to avoid Medicaid spend down mistakes
- What other Long Term Care Options available
- Avoiding crisis planning
- How to plan effectively in order to protect your assets, legacy and family while
- maintaining eligibility for Medicaid
Community Education Programs Dates
- September 16, 2013 6 to 8 pm Pembroke High School
- September 24, 2013 6 to 8 pm West Seneca High School
- September 30, 2013 6 to 8 pm Grand Island High School
- October 2, 2013 6 to 8 pm Starpoint Middle school
- October 16, 2013 6 to 8 pm East Aurora Middle School
- November 5, 2013 6 to 8 pm Springville High School
- November 14, 2013 6 to 8 pm Hamburg High School
- March 10, 2014 6 to 8 pm Pembroke High School
Class # 2 Long-Term Care Insurance – Does it make sense?
Long-Term Care (LTC) Insurance: Questions Answered in Class # 2
- Do I really need long-term care insurance? Why - or why not?
- What are some reasons TO BUY & NOT TO BUY LTC insurance?
- How can I compare policies on an “apples-to-apples” basis?
- Where are the hidden “gotchas” / pitfalls lurking in the fine print?
- What are the pros and cons of employer LTC group policies (like those offered by
- IBM, Mayo Clinic, Federal Gov’t, State of NY, school districts)
- Wouldn’t I be better using my assets to pay for my long term care?
- How to protect and not over resource your Special Needs Family member
- Who should & who should not consider having long-term care insurance?
- How to maintain security, lifestyle, happiness, piece of mind, comfort and freedom
- How to plan effectively in order to protect your assets, legacy and family while maintaining eligibility for Medicaid
Community Education Programs Dates
- September 23, 2013 6 to 8 pm Pembroke High School
- October 7, 2013 6 to 8 pm Grand Island High School
- October 9, 2013 6 to 8 pm Starpoint Middle school
- October 10, 2013 6 to 8 pm West Seneca High School
- October 23, 2013 6 to 8 pm East Aurora Middle School
- November 12, 2013 6 to 8 pm Springville High School
- November 21, 2013 6 to 8 pm Hamburg High School
- March 20, 2014 6 to 8 pm Pembroke High School
Class # 3 Protecting your most important asset: Your Family
- Why a plan for extended care must be discussed with your financial professional
- Developing a plan to protect your family and finances
- What will pay for that plan
- Give you insight into the consequences needing care over an extended period of years could have, not on you, but those you love
- Speak to the consequences an extended care event will have on your best thought out retirement plan
- Discuss the options for protecting both your family and finances should you need care
Education Program Dates
August 12, 2013 6:00 pm to 7:00 pm Clarence Public Library
August 21, 2013 10:00 am to 11:00 am Clarence Public Library
Class # 4 Clarifying the Financial Picture
Goal: Helping Real Estate agents understanding the finance effects of Long Term Care Events
- Understanding the basics of Long Term Care Insurance
- How to protect your Home as an Asset from Estate Recovery
- Identify major Medicaid pitfalls
- Key questions to ask your clients
- Understanding Medicaid look back period
- Help increase your knowledge and help educate your client on a Strong Financial Picture
Education Program Dates
August 13, 2013 9:30 am Century 21 Gold Standard East Aurora Office
August 14, 2013 10:00 am Century 21 Gold Standard Williamsville Office
Class # 5 Understanding Mobility and Medical Equipment
Course Objectives
- Help strengthen your staff knowledge of mobility and medical equipment
- Helps reduce stress in your work environment
- Learn new ideas to address specific needs of clients
- The ability to have a more effective staff in helping special needs people and families with mobility and medical equipment needs
Video Conference date for New York State Office for People with Developmental Disabilities
West Seneca
Brooklyn
September 19, 2013 9:00 am to 12:00 pm
West Seneca Session date
October 30, 2013 9:00 am to 12:00 pm
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